3-bedroom homes in Dubai Harbour
What 3-bedroom homes in Dubai Harbour cost, rent for and earn. From 165 DLD sales and 173 Ejari rent contracts in the last 12 months.
Source: DLD open data · Information, not financial advice. Not an official DLD product.
Net yield of 3.97%, against a Dubai median of 4.60%.
The service charge here is AED 20.24 per sqft. At AED 25.24, the net yield falls to 3.83%. Check the building's Mollak invoice.
Evidence
- Source
- DLD sales and Ejari rent contracts
- Sample
- 165 sales, 173 rent contracts
- Period
- 12 months to 22 October 2026
- How
- Rent minus service charge and 5% for vacancy and management, divided by price plus 6% buying costs.
- Leaves out
- Mortgage interest and tax in your home country.
Evidence
- Source
- DLD sales and Ejari rent contracts
- Sample
- 165 sales, 173 rent contracts
- Period
- 12 months to 22 October 2026
- How
- Median rent divided by median price.
- Leaves out
- Every cost of owning and buying.
Evidence
- Source
- Ejari rent contracts
- Sample
- 173 rent contracts
- Period
- 12 months to 22 October 2026
- How
- Median of the registered records, so half were above it.
Evidence
- Source
- DLD registered sales
- Sample
- 165 sales
- Period
- 12 months to 22 October 2026
- How
- A count of registered records.
How the net yield is built
| Median rent a year | AED 360,000 |
|---|---|
| Service charge (AED 20.24 × 2,131 sqft) | −AED 43,131 |
| Vacancy and management (5% of rent) | −AED 18,000 |
| Net rent a year | AED 298,869 |
| Median ready price | AED 7.10M |
| Buying costs (DLD 4% + agency 2%) | +AED 426,060 |
| Total cost | AED 7.53M |
| Net yield | 3.97% |
Service charge: an estimate, the median of 2 buildings' rates in the DLD Service Charge Index, 2026. The real figure for a building is on its Mollak invoice.
Cash needed to buy at the median price
Converted at European Central Bank reference rates of 26 October 2026, through the dirham's fixed US dollar rate (3.6725). Indicative only: your bank's rate will differ.
| Cash buyer | Mortgage, 25% down | |
|---|---|---|
| Price or down payment | AED 7.10M | AED 1.78M |
| DLD, agency, trustee and bank fees | AED 437,941 | AED 510,465 |
| Total cash needed | AED 7.54M | AED 2.29M |
Month by month with a mortgage
| Net rent, after service charge and 5% allowance | AED 24,906 |
|---|---|
| Mortgage payment (4.5%, 25 years) | −AED 29,602 |
| Cash flow per month | −AED 4,697 |
Example with 25% down at the median price and rent. Rates change and banks decide; ask yours. Not a forecast.
Other unit types in Dubai Harbour
| Unit | Net yield | Ready price | Rent / yr |
|---|---|---|---|
| 1-bedroom homes | 4.02% | AED 2.50M | AED 130K |
| 2-bedroom homes | 3.70% | AED 4.40M | AED 215K |
Areas ranked near this one for 3-bedroom homes
All 42 areas for 3-bedroom homes| # | Area | Net yield | Ready price | Rent / yr |
|---|---|---|---|---|
| 21 | The Valley | 4.09% | AED 2.75M | AED 135K |
| 22 | Dubai Marina | 3.99% | AED 4.00M | AED 215K |
| 23 | Mudon | 3.99% | AED 3.40M | AED 180K |
| 24 | The Greens | 3.98% | AED 3.60M | AED 190K |
| 26 | International City Phase 1 | 3.92% | AED 1.55M | AED 103K |
| 27 | Tilal Al Ghaf | 3.90% | AED 4.05M | AED 200K |
| 28 | Dubai Creek Harbour | 3.87% | AED 4.02M | AED 213K |
| 29 | Arabian Ranches 3 | 3.79% | AED 3.08M | AED 155K |
Questions investors ask
What rental yield do 3-bedroom homes in Dubai Harbour earn?
3-bedroom homes in Dubai Harbour earn a median gross rental yield of 5.07%: a median rent of AED 360,000 a year against a median ready price of AED 7.10M. After service charges, a 5% allowance and buying costs, the estimated net yield is 3.97%.
How much cash do I need to buy a 3-bedroom home in Dubai Harbour?
At the median ready price of AED 7.10M, a cash buyer needs about AED 7.54M including the 4% DLD fee, agency and trustee fees. With 25% down and a mortgage, the cash needed up front is about AED 2.29M.
Can a 3-bedroom home in Dubai Harbour qualify for a Golden Visa?
The median ready price is AED 7.10M, at or above the AED 2M property level for the 10-year Golden Visa. Each owner's share must reach AED 2M. Confirm the current rules with the GDRFA before you buy.
How does Dubai Harbour compare with other areas for 3-bedroom homes?
Dubai Harbour ranks 25 of 42 Dubai areas by estimated net yield for this unit type. The highest is Living Legends at 5.43%.
Get help with Dubai Harbour from a RERA-licensed specialist.
Sources: DLD sales (165 for this unit type in the last 12 months) and Ejari rent contracts (173), via Dubai Data. Data through 22 October 2026. Fees are typical figures. Source · ZoneIQ gives information, not financial or investment advice. Figures are medians and estimates. Check any unit yourself before you commit.